Terms and Conditions

Using this website

This website is run by Hearthside Insurance LLC. The information here is general. It is not a coverage recommendation for your situation.

Coverage is not in force until you receive written confirmation from us or the insurance company. Your policy's terms, conditions, and exclusions control what is covered.

Hearthside Insurance LLC is licensed in Tennessee.

Text messages

Program name: Hearthside Insurance Text Messages

What you will receive: We send text messages about your insurance. That includes replies to messages you send us, Coverage Check follow-ups, quotes, policy service, renewal notices, and reminders about scheduled reviews.

How you opt in: You opt in when you text us first, or when you give us your mobile number and agree to receive texts from us. Consent to receive texts is not a condition of buying anything.

Message frequency: Message frequency varies based on your requests and your policies.

Message and data rates may apply.

To opt out, reply STOP at any time. For help, reply HELP.

Questions? Email [email protected] or call (615) 326-9899.

Wireless carriers are not liable for delayed or undelivered messages.

Read our Privacy Policy to see how we handle your information.

Changes to these terms

We may update these terms. The date at the top shows the latest version.

Governing law

These terms are governed by Tennessee law.